Complete Information about Education Loan Under Jharkhand Student Guruji Credit Card Scheme 2023 Apply Online, Application Form, How to Get Students Credit Card Education Loan Scheme Registration Form, Check Eligibility Criteria, Official Website, Last Date to Apply.
Recently the state government of Jharkhand under the instructions of the Chief Minister Launched a new scheme. This scheme going to provide benefits to the students of the state. The name of this scheme is the Jharkhand students Guruji credit card scheme 2023. Under this scheme, financial assistance help has been given to the students to continue their higher studies.
In the Jharkhand Students, Credit Card Scheme loan up to Rs.10 Lakh has been given to the students. So to continue this scheme in the state, the government also issued an order to the concerned officials of the state.
The announcement of this scheme has been made during the budget allocation of the state. The state government while announcing this scheme said that now every category of students will get an education loan under the Students Credit Card Loan Scheme 2023 Jharkhand.
Jharkhand Student Guruji Credit Card Scheme 2023
While the implementation of this scheme state government wants to provide help to every category of students. This type of scheme is already launched in the state of West Bengal and Bihar.
Under this scheme, every eligible student will get a Soft Education loan of up to Rs.10 Lakh for their study. All the students who are going to get the preparation of UPSSC, IIT, IIM, or going abroad to get an education can get benefit from this scheme.
So after applying online under this scheme the students will get a credit card and use the amount. The period to pay back the loan under this scheme is 5 years to 15 years.
So now all the students who want to get the benefit under this scheme, first of all, have to check the eligibility criteria. Documents list, how to apply online for the Students Credit Card Scheme application form etc.
Overview of Students Credit Card Jharkhand
|Name of Scheme||Students Credit Card Scheme|
|Announced By||Chief Minister of State|
|Beneficiary||all students who want to do higher study|
|Courses for||UPSC, IIT, IIM, and Study in abroad|
|benefit given||Education Soft Loan|
|Loan amount||Loan up to Rs.10 Lakh|
|How to get||Apply Online|
|Post Category||Jharkhand Govt Scheme|
Latest Information about Jharkhand Guruji Student Credit Card Scheme
As per the latest information, the online Portal For the Jharkhand Guruji Students Credit Card going to be launched soon. So with the help of that students can avail of the soft loan for their education at very low interest. No more worry about your education if you belong to a poor family in the state.
This Jharkhand Guruji Students Credit Card going to be distributed In July By the state Government.
Motive to Launch Students Guru Ji Credit Education Loan Scheme Jharkhand
If now we are talking about the motive of Jharkhand students’ credit card loan scheme is that they provide the students with better education. So that the future will be bright. To get the proper help for their education students can also live a stress-free life.
Before this scheme, there is also another scheme which is launched for the reserved category students of the state. But now under this scheme, every category of students can avail of the benefit under this scheme.
We all know that not every student belongs to a rich family. But the brilliant students want to carry on their higher education. Due to the lacking money, they have to discontinue their study. Now with the help of this scheme, they do not have to depend on each other.
What is Mean By Jharkhand Students Guruji Credit Card Scheme?
The state government with the help of this scheme wants to provide help for those students who are unable to provide collateral security to the bank. Mostly we see that the students who want to get an education loan from the bank, bank ask them to submit the detail of the security. But the poor students are unable to submit it.
In that cases, most of the students leave their higher education. On the other hand with the Jharkhand Guruji Credit Card scheme, the government will be the guarantor of that loan.
|Starting Date||29th December 2021|
|Last Date||yet not Declared|
Key Features of Jharkhand Students Credit Card Yojana
So now we are going to talk about some important features of the scheme.
- Under this scheme, the state government-issued credit card to eligible students so that they can get a soft education loan for their studies.
- All that students who are going to get the coaching. Education higher classes and going abroad for study will avail the benefit under the scheme.
- A loan of up to Rs.10 Lakh has been given to the students so they can easily get in future what they want. Higher education is most important for students.
- Before this, the education loan is given only to the reserved category of the students of the state. But now there is no foundation for the same.
Loan Amount and Pay Back Period
|Loan amount||Rs.10 Lakh|
|Pay Back Period||5 years to 15 Years|
Jharkhand Student Guruji Credit Card Scheme Eligibility Criteria
Now before applying for this scheme you all have to fully fill out the eligibility criteria for the scheme.
- This scheme is launched for students who are permanent residents of the Jharkhand state.
- All that students who are going to get an education in higher education can avail the of education loan for their studies.
- Students who get the coaching for UPSSC and IIT IIM will get a loan of Rs.10 lakh.
- Not only in Jharkhand state but if you are going to get an education anywhere in India or the out of the country then you can also be eligible for the scheme.
- To check the eligibility you also have to wait for further notification.
Document List for Students Card Scheme Jharkhand
While applying online for the scheme you also have to submit some important documents with the registration form.
- First, you have to submit the bona fide certificate of the Jharkhand state.
- Any id card like Adhar Card, or Voter Id Card.
- Pan Card and account detail is also important.
- Admission Detail of the college of the institute where you are going for further study.
- Photograph of the students.
- Kindly also submit the detail of the parent or guardian.
Apply online for Jharkhand Students Guruji Credit Card Scheme 2023 Application Form
Now after reading the above-said information there are so many students who want to get the benefit of a credit card so that they can continue their studies. Now, all students who want to apply for the scheme have to follow the steps given below.
- To apply online for the Jharkhand Students credit card scheme you have to visit the official website of the concerned department. To date, the government has not launched a website for the scheme. As and when they launched we provide you the direct link to the same.
- After that, you have to click on the link to download the official notification of the Students’ credit card soft education loan scheme. Read the whole notification and continue.
- Read and understand the terms and conditions of the scheme you have to register for the scheme by filling out the registration form.
- In the registration form you have to put your personal information and about the study.
- Then have to upload the document with the form.
- After completing the registration process it’s will create the user id and password. With the help of that later, you can log in to the account.
FAQs of the Jharkhand Students Credit Card Scheme
All the students can get loans of are.10 Lakh for the higher study.
First of all, you have to get a credit card under the scheme by applying.