(IRDAI) Saral Pension Yojana 2022 Online Apply, Interest Rate, Calculator

Complete Detail of IRDAI Saral Pension Yojana 2022 Online Apply Interest Rate Calculator LIC and SBI saral Pension Scheme Online Registration.

Hello Visitors the new pension scheme has been launched by the government of India which is known with the name of Saral Pension Yojana 2022. We all know that there are so many Insurance company who sold their different type of pension plans under their Insurance Company.

As compared with the other company each company described their plant best than the other company policy. That’s why the people of our India become very worry at the time of choosing the Insurance Policy which provide them the regular pension.

So to that the Insurance regulator & development Authority of India started the new pension scheme which is known as Saral Pension Scheme 2022. The terms and conditions of this Saral Pension scheme is very simple and clear which can easily be understand by all the people.

So today with the help of this article you will get the complete detail about the Saral Pension Yojana 2022. You also get the complete information about the  Saral Pension Yojana 2021 Apply Online, Benefit of the scheme, Feature, eligibility Criteria, documents list.

Read the full article given below.

IRDAI Saral Pension Yojana 2022

We all know that in now days there are so much insurance company run our india which offer the different type of pension plan to the citizen of our country. And the terms and conditions of that companies are so much different which can not be understand by the people. So keep this in mind the Insurance Regulatory & development authority of India comes with the nwe pension Plant.

This scheme started from the 1^st April 2021. The Saral Pension Scheme Terms and conditions is same for all the companies. So that every one can easily take the benefit of this scheme.

Saral Pension Scheme Annuity

The saral pension scheme annuity means that the amount which is pay back to the customer annually by the Insurance company. Under the Saral Pension scheme the pay back the annuity amount to the beneficiary is available.

All the beneficiary will get this amount at the time which is selected by the beneficiary like you can get the same monthly. Quarterly and half yearly or yearly. All the customers now who wants to avail the benefit of this scheme have to purchase the plan of the scheme.

In case of death of the customer under this scheme the 100% amount has been returned to the family of the persons. The amount of this plan is paid to the customer for his life time. In case of death the amount is given to his spouse and their legal heir. There is no maturity benefit given under this scheme.

Saral Pension Scheme Premium amount

Loan Facility Under Saral Pension Scheme

The loan facility under the saral Pension Yojana is also available. After purchasing the policy you can get the loan after the 6 months. Apart from it in case of death of the policy holder occur then the life partner or spouse of the policy holder can also avail the loan on the policy.

You only have to pay the interest to the bank. In case of surrounding the policy the amount 95% is also refunded to the people. And the loan amount is deducted from the policy price.

Motive to Launch the IRDAI Saral Pension Yojana 2022

So every scheme have its own motive. Like all the main motive of the Saral Pension scheme is to provide the social and financial security to the citizen of the India. They can start buying this saral pension scheme from any of the Insurance company.

The terms and conditions for all the companies of the Saral pension scheme is same. So that every one can easily understand the same. You can start filling up the online application form from the 1^st April 2021.

Benefit of Saral Pension Yojana

So now we are going to discussed about the benefit of the Saral Pension Yojana 2022.

• This information already given to you that the Saral pension Yojana 2022 is launched by the Insurance regulatory and development authority of the India for the citizen of India.
• The online application form under this scheme is started from 1^st April 2021.
• The terms and conditions of this scheme s very much simple and easy to understand.
• You can get this Saral Pension Scheme plan from any of the Insurance Company.
• Customer under this scheme also get the Annuity on investment of the scheme.
• The time period to get the annuity also be selected by the customer like a monthly, quarterly, half yearly and yearly basis.
• You have to purchase the plan under this scheme.
• The amount after death is given to the life partner and other family 100%,
• You cab also get the loan against this policy after the 6 month of purchase.
• You only have to pay the interest on the loan taken by you.

Saral Pension Yojana Eligibility Criteria

Now to avail the benefit of this scheme you have to full fill the eligibility criteria of the scheme.

• The applicants must be the permanent residents of India.
• The minimum age of the customer is 40 years and maximu is 80 years old.

Also Read: Special festival Advance Scheme

Documents List for Saral pension Yojana

• Aadhar Card
• Bank account statement
• Ration card
• Address proof
• income certificate
• Passport size photograph
• mobile number

Saral Pension Scheme 2022 Apply Online

Now all the interested persons who want to apply online for this scheme can follow the step given below.

• In first step you all have to visit the official website of the Insurance company or bank from which you wants to purchase the plan.
• Now the user are automatically redirected on the home page of the website.
• On the home page of the website you will get the option of the saral pension Scheme.
• Have to click on the link pf Saral Pension Scheme 2022 Apply Online.
• When you click on it the online application form open in front of you.
• Enter the information which is asked by the authority to fill in the application form like name of the applicant, age , address, father name and mobile number etc.
• Have to upload the documents with the application form.
• Now submit the information and application form.
• In this way you can apply online for the Saral pension Scheme .

Apply Offline for Saral Pension Yojana 2022

The first way is to apply for this scheme is to online. Now we are going to discussed with you that how you can apply offline under the Saral pension Yojana 2022.

• To get the application form under this scheme visit the insurance company and bank office which is nearest to you.
• Here you can asked for the application form with the authority of the insurance company and bank authority.
• After getting the application form read it carefully and start filling the application form mannualy.
• Attached the documents which we discussed  above with the application form.
• Now submit the application form in the same office or bank branch.
• So this is the way to apply offline for Saral Pension Scheme.