How to Apply for Jharkhand Guruji Credit Card Yojana 2023 Online Registration, Education Loan For Higher Study, Eligibility Criteria, Interest over the loan, Documents Required.
In this article, you will get complete information regarding the Guruji Credit Card Yojana launched by the Jharkhand government in 2023. This scheme was launched to help economically weaker students to give them a loan of 10 lakh rupees for their higher education.
If you want to know about its benefits and How to apply for this loan? What are the eligibility criteria to get this Guruji Credit Card Scheme? Then read this article till the end.
The Jharkhand government launched this scheme to help poor students so that they will not face any problems in their higher studies. Students who are facing any financial problem can take the advantage of the credit card scheme.
Jharkhand Guruji Credit Card Yojana 2023
The government of Jharkhand recently announced its 2023-24 financial budget on 4th March. In this budget, they also announced the Guruji Credit Card Yojana. In this yojana, they will provide a loan of 10 lakh Rupees to the students who belong to economically weaker sections. The total budget for this Guruji Credit Card Yojana is 26 Crores 13 lakh rupees for higher and technical education of the students. The biotechnology park is also going to be established by the Jharkhand government in Ranchi city.
This loan is only given to students who are going to do higher and technical education. If you also heard about west Bengal student credit cards then you can relate that this scheme is the same as that scheme. Students get a loan of 10 lakh rupees for their education and they can return this loan when they get a job after their studies.
The Jharkhand government started this scheme to help students who belong below the poverty line and do not have enough money to pay their fees for higher studies banks also do not give the loan to such families because banks also need to confirm if the person is able to return the loan and interest or not. If banks find that the person may not able to return the loan then they don’t give loans to that person. So, thinking about this kind of people government started this scheme.
Short Detail of Guruji Credit Card Yojana Jharkhand
|Name Of The Scheme||Guruji Credit Card Yojana|
|The state launched This Scheme||Jharkhand State|
|Who Announced This Scheme||Dr. Rameshwar Oraon The Finance Minister|
|Loan Repaying Limit||Up to 10 Lakh Rs|
|Benefits For||Economically Weaker Students|
|Loan Repaying Tenure||Within 15 years|
Jharkhand Guruji Students Credit Card Yojana Latest Information
Very Soon the official Portal of the Jharkhand Guruji Students Credit Card going to function. And the state government going to distribute Credit Cards to the students from July 2023. To date, you have to be ready with the other formalities.
Now the students who are good at education and worried about their further education don’t have to worry about that more. With the help of this Card, they can get a soft loan up to Rs.10 Lakh at a very low-interest amount.
Jharkhand Guruji Credit Card Loan Scheme Eligibility
The students, Who want to take advantage of this guruji credit card scheme have to meet the eligibility criteria written below.
- Only Jharkhand domicile students can take the advantage of the scheme. It is not for students who belong to any other state except Jharkhand.
- There is an age limit too for taking the advantage of this scheme.
- Students have to return the loan of 10 lakh within 15 years.
Documents For Jharkhand Guruji Education Loan Credit Card
So at the time of applying online for this scheme, you also have to submit some important documents in support that you are the true beneficiary. So check the complete list of documents.
- Aadhar Card.
- residence proof.
- Bonafide certificate of Jharkhand.
- Caste certificate of the applicant.
- Passport-size photograph of applying candidates
- Student bank account with others.
- Mobile number.
- Family income certificate issued by authority.
- Family BPL certificate
|Date of announcement||6th March 2023|
|Starting Date||March 2023|
|Last Date||yet not declared|
Benefits of the Jharkhand Guruji credit card scheme
- In the budget 2023-24 Mr. Hemant Soren the Chief Minister of Jharkhand, and Dr. Rameshwar Oraon the Finance Minister of Jharkhand started and announced this scheme.
- Guruji credit card scheme will implement in 2023 as said by Mr. Hemant Soren, The Chief Minister of Jharkhand.
- As students are the future of any country’s progress. So, that is why this scheme is mainly launched to help the students who do not have enough money to continue their higher education and the students who belong below the poverty line. Students who face financial problems in their families and because of that cannot continue their further studies can get the advantage of the scheme.
- Those students who left their studies in the middle because of a lack of money/money issues can also continue their studies with this scheme.
How to Apply Online for Education Loan Under Jharkhand Guruji Credit Card Scheme 2023 Registration Form
So now all the students who want to get the financial benefit under this scheme for their higher education must have to apply online for the scheme. The registration form is available on the official website of the scheme. For that, you have to read the following instructions.
- Recently The finance Minister of Jharkhand make an announcement related to the Jharkhand Guruji Credit Card scheme in their financial budget.
- To provide the benefit under this scheme very soon the government going to launch its own official website and registration links also be released soon.
- As soon as we got the same information we update the same on our website. To date, you all have to stay in touch with us.
FAQs of Guruji Credit Card Scheme Jharkhand
Finance Minister of the Jharkhand state.
The main motive to launch this scheme is to provide financial support to students for their higher education.