Ente Veedu Housing Scheme In Kerala 2023 Application Form, Housing Loan Apply Online

Read the Information about Ente Veedu Housing Scheme In Kerala 2023 Application Form, Housing Loan Apply Online, Eligibility Criteria, Ente Veedu Housing Scheme Registration For Loan.

The State Government of Kerala started the new scheme in which they provide the housing loan for maximum amount of Rs.5 Lakh on the 6.5 interest rate. The name of this Scheme is Ente Veedu Housing scheme 2023.The beneficiary under this scheme are only the people who are the permanent residing in the state of Kerala. We all know that having own dream is the only dream of every person which they wants to full fill in now a days. But we all know that there are so many people who are not able to complete this dream due to the high rate of the property and lack of money in their life.

So that’s why the state Government of Kerala started the Ente Veedu Housing scheme 2023 for the people of the Kerala. With the help of this scheme you all can full fill your dream of having own house. Under this scheme, the state government providing you the loan facilities at the very low interest rate.

So now all that people who wants to full their dream of having own dream after taking the benefit of the Ente Veedu Housing Loan Scheme, then you must have to read the whole article given below. Here I am going to provide you the complete detail about the Ente Veedu Housing scheme 2023 Kerala apply Online, Application Form, Eligibility Criteria, Documents List etc. Kindly read the below information.

Ente Veedu Housing Scheme In Kerala 2023

A new scheme has been announced by the state government of the Kerala for the people of the state. This scheme is introduced with the name of Ente Veedu Housing scheme. This is loan scheme, under which the state government provide you loan amount on very low interest rate.  So if you wants to apply for it have to read it carefully. Here I am also going to provide you the direct link of the official portal, where you can apply for it.

Eligibility Criteria Ente Veedu Housing scheme Kerala

I know there are so many people who wants to apply under this scheme, but before apply online for Ente Veedu Housing scheme, you need to check the eligibility Criteria of the scheme.

• All that people who are permanent residing in the state of Kerala and now settled in the state can apply for this scheme.
• The annual income of this scheme is not more than Rs.3 Lakh per annuam.
• This loan amount is given on the basis of 2 income group of people.
• You can pay back this loan with in 15 years timing period.
• And the age of the applying candidates must be between 18 years 55 years.
• There is no any house in the name of the applicant and any of the family members.
• Benefit of this given only to the BCK categories. General category people can not apply for it.

Documents List

At the time of apply for the Loan under the scheme, you need to submit the following documents of Applicant and Co Applicant Too. At the time of visiting in the Bank kindly carry your original documents too for the veryfication.

• Ration card Copy.
• Copy of aadhar Card of both applicant and Co Applicant.
• Tax Payment receipt of the applicant.
• Age Proof.
• Caste Certificate.
• Income certificate issued from competetnt authority.
• Plan of house.
• Copy of bank passbook.
• Land paper where you are going to built the house.

Ente Veedu Housing Scheme Loan Amount & Interest

• If your income is Rs.1,20,000 per annuam then you will get loan amount of Rs.5 Lakh Maximum on interest rate of 7.50.
• And in the 2^nd category if your income is about Rs.1,20,000 to Rs.3 Lakh then you will get loan amount of Rs.10,00,000 Maximum on 8% interest rate.

Terms and Conditions For Ente Veedu Housing Loan scheme

• Under Ente Veedu Housing scheme, the loan amount can be given to the newly built house.
• You can not use amount under this scheme for buying the new plot and to renovate your old house.
• There are two applicant and other one is co applicant who is from his family members.
• You must having your own land, where you are going to built the house.
• People who already taking the benefit of Life Mission Scheme, then you can not apply for the scheme.
• If you already taking the benefit of this scheme, then you can add the more amount.

Ente Veedu Housing scheme Instalments

So the amount under Ente Veedu Housing scheme Kerala is given under three installments.

• The first instalment is given after the completion of the basement which is 30% of the all amount.
• The 40% of the amount given when you complete the one storey house.
• Then the remaining 30% given after the completion of the house i.e. when all the work is complete you will get all the amount.

Apply Online For Kerala Ente Veedu Housing scheme 2023 Application Form

In this section here I am going to provide you the complete detail about to how and where to apply for the scheme. Kindly follow the steps given below.

• You can get the Ente Veedu Housing scheme Loan application from the District office of the Backward Classes Development Corporation Limited of Kerala state.
• Then you will have to submit the all documents which is important to taking the loan under this scheme.
• Now after taking the application form from the office, you have to fill the application form with the detail they required.
• Now if you are eligible for the loan then you have to submit the guarantor.
• If the cost of the land is more than loan amount then you don’t have to submit any kind of guarantee.
• After that you can full fill the project of your own house.

Ente Veedu Housing Scheme Link