(Apply Online) Karnataka Kayaka Yojana 2022 Application Form For Loan 0%, Eligibility

Apply Online For Karnataka Kayaka Yojana 2022 Application Form For Loan 0%, Eligibility, Benefit, Kayaka Loan Application Form, Online Registration Detail, Important Dates.

The Karnataka government launched so many schemes for the citizen of Karnataka. Now here is very good news for the people who are members of the Self Help group. For the SGH members government launched the new scheme named Kayaka Yojana Loan Karnataka Scheme. Under the scheme, the government provides financial assistance with a loan of Rs. 10 lakhs.

So to get the benefits with the scheme register yourself under the scheme. The government provides the loan amount through the cooperative Banks of the state. So the ladies if need to get the loan they are applying for the loan under the scheme.

Karnataka Kayaka Yojana 2022

The loan given to the SGH members is free of interest. All the process of the scheme is done by the online process. Only the ladies who are members of the Self-help groups are getting the benefits from the scheme.

Today in this article we are sharing with you the details about the Kayaka Yojana Loan Karnataka Scheme.  You can know about the process of the Application Form, eligibility criteria, required documents, and benefits of the scheme. So interested peoples read the article carefully.

Highlights of Kayaka Yojana Loan Scheme

Women Kayaka Yojana Loan Karnataka Scheme

Kayaka Yojana Loan Karnataka Scheme is launched by the Karnataka Government. The main motive to launch the scheme is to provide financial assistance to the needy women of the state and improve the skill development of the state. There are so many women who are working under the SHG and for that woman government provides a loan facility of Rs. 10 lakhs.

The loan amount is used by the beneficiary on their need. The state government also established training camps in which the women who are worked under the Self-help Group forget the training in the field of marketing.

On this campus, women know about the different ways of production. With the help of the women sell the products made by them with the help of the government.

Objective of the Kayaka Yojana Women Loan Scheme

The state government has some objectives to launch the Kayaka Yojana Loan Karnataka Scheme. To the women, government provides the loan facility interest-free.

1. Support to the Self help group women: – with the help of the scheme government support to the women who are worked under the Self help groups. It makes the women self dependent and with loan amount women fulfill their requirement.
2. Easy way to get the loan: – there are so many formalities to get the loan in the Banks to the members of the SHG groups. But with the help of these scheme women now get the loan easily.
3. Rate interest is very Low: – under the scheme on the loan amount there are almost free of rate of Interest. Under the instructions of the government on the 5 lakhs candidate do not pay any interest and on the 10lakhs the rate of interest is only 4%.
4. Get the loan in the selected Banks: – candidates go to the nearest bank for the Loan under the Kayaka Yojana Loan Karnataka Scheme. There is no need to go outside from your area.
5. Manageable Amount of Loan: – candidates get the loan amount minimum of Rs. 5 lakhs and up to 10lakhs under the scheme.
6.  Number of Groups: – under the scheme government provide the loan a facility to the 3000 SHG of the State.
7. Buy the product directly:- the women who are worked under the SHG and made the products now sell their product with the help of the government. Government gives this facility to the women to increase the income of the women.

Benefits of the Kayaka Yojana For Women SHG

There are so many benefits of the scheme.  We share with you the list of some benefits of the scheme:-

• With the help of the scheme women of the state are encourage who are worked under the SHG.
• Government provides the financial assistance to the Members of the SHG.
• Under the scheme government provide the loan with the lowest rate of interest i.e. on the Rs. 4 lakhs rate interest 0% and on the Rs. 10 lakhs rate of Interest is 4%.
• The loan provide by the Cooperative of your area.
• Beneficiary gets the loan of Rs 5 lakhs to 10 lakhs.
• Government also help the women of sell their product made by them.

Kayaka Loan Yojana Eligibility Criteria

To getting benefits with the scheme there are some eligibility for the candidates:-

• Candidates who are the permanent resident of Karnataka are applying for the scheme.
• Only the members of the SHG are eligible for the scheme.
• They the candidate who are worked in the SHG of Karnataka are eligible for the scheme.
• Family income of the candidate not more than 20,000/-.

Required Documents for the Kayaka Yojana Loan Karnataka Scheme

There are some required documents under the scheme:-

• Residential certificate of the candidate.
• ID proof of the candidate.
• Candidate’s Bank account details.
• Certificate of the self Help Group Membership.
• Family income certificate.
• Signature of the candidate.
•  Passport size photograph of the candidate.

Apply Online For Karnataka Kayaka Yojana Application Form 2022

The application process for the scheme is going through the official website of the scheme. But till now there is no update about the official website by the government. Candidates keep in touch with the next updates of the government regarding the scheme.

• All the information about the scheme is updated by the government on the official website of the scheme.
• Candidate applies for the Loan after the announcement of the official website.
• Online application process is very easy to everyone and gets the loan easily.
• The amount of the loan is directly come in the registered Bank account of the beneficiary.
•  Only the registered candidates get the facility of the scheme.

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